I am a salaried person and for me, investment was mainly between mutual funds and home loans, all with the perspective to save tax and make lump sum savings for the future. I was always concerned about uncertainties in life and the risk of losing the job. Mr. Vibhute made me realize what are my long-term goals and how can I cover my Risks through a proper Risk Management Plan. Also defined a path of investment for me as per my future needs. Year on year this plan is reviewed and revised based on the market situation and inflation rate. I am happy to experience this systematic growth and security towards uncertainties in life.